Student Loans

Simple example of borrowing from equity to fuel consumption
Video Rating: 4 / 5

Image taken on 2008-01-09 07:25:07 by Chris Devers.
Yes, it’s true. I fell for the gimmicks and ended up with a few credit cards with all types of debt as well as a student loan. The majority of my debt is school related (books) or auto-repair related (tires, batteries, brakes, misc. ). I have been kind of doing the whole college thing by figuring it out myself and wasn’t aware/no one told me student loans were a better choice than credit (my fault) until it was too late.

I’ve graduated from a 4 year institution, one more year of taking classes, then will be headed to California in Summer 2010 to get a house/apt/condo with a friend and get my teacher credentials at CSU San Marcos so I can teach elementary school.

A: How can I REALLY start paying off this debt (aside from starting with paying for everything in cash/with debit like I’ve been doing)? I am scared I will never be able to pay it all off. What are my other options beside debt consolidation which I’ve read can really mess up your credit?
B: With this much debt, what is the likelihood that my friend (has little to no debt) and myself will be able to get a place relatively affordable while we are both going to school (especially if either of our parents can/need to cosign)? We want to live between Oceanside and San Marcos in North San Diego County if that is helpful or possible.
C: Any other financial advice given my situation?

And please, avoid cutting remarks about my “naive collegiate/financial stupidity”. I’m well aware of the consequences for my choices and you should keep in mind I have had little to no help in making these decisions because neither of my parents went to college/are financially savvy. I do feel foolish, and am simply asking for help/advice.

Anything would be greatly appreciated.

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Image taken on 2008-10-09 17:46:25 by YoTuT.
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Image taken on 2008-04-25 10:49:31 by Christopher S. Penn.
I’m ready to have a debt of $ 13,000 in student loans. In about six months to apply for a mortgage. Be applied to student loan debt I would have to say? Will be a factor when applying for a mortgage?

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A mutually agreed upon percentage is taken out of the daily transactions until full repayment of the advance and our one-time fee for the service.We provide advances for all types of businesses. The amount of the advance varies from $ 3000 to $350000 and more. Advance amounts are based…

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Image taken on 2008-11-27 13:46:42 by kmndr.
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I know you can get federal grants and subsidized student loans, but loans are based on credit only goes up to $ 20,000. I want to go to school costs $ 60K. There are other types of loans out there available Grad students with bad credit; FICO score now is 445.

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