Student Loans » Citibank Student Loans

It is a good idea stick with one lender for all student private loans, or stick w/the same for for all loans?

admin — Mon, 31 May 2010 04:17:55 +0000

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I have gone through the same private lender (BOA) for all my federal and private student loans. However, this year I am thinking of borrowing from citibank for my private loan needs. Is it a wise move to switch to a new lender for my next loan, or should i stay with the same one? Even though citiassist has a slightly better rate, will my payments be more once i get out of school because the new lender will think i only borrowed 10,000 and charge me more based on that fact that they think that i can afford to pay more back? In other words, will having 2 lenders cause them both to think i only have borrowed from them, and consequently mean higher payments for me than if i were to stick with one lender?

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47% of income paid to Student Loans?

admin — Thu, 27 May 2010 04:14:37 +0000

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I am paying almost HALF of my income out in student debt. No one can afford to do that. This is a new demand for payment. New debt. Do I have any options? My total bill is less than $5,000: so I haven’t found a consolidation loan. I can give them 25% of my total income, but not 47%!
Please read below and advise. . .
I attended University of Phoenix, was assured that I would not incurr additional expenses outside of loan. Now I have original loan, citibank loan, and U of P is after me for additional money. The original loan company was applied to for U of P loan, they said they covered it, balance reflects change, but citibank is coming at me saying they paid! Citibank refuses to provide proof that I borrowed the money, but are attempting to attach to my credit. U of P will not accept lower payments, without attaching my credit. Original loan is the only one with a sane payment, and I am out of deferments, unless I go back to school and add MORE debt.
This huge amount of payment is obviously temporary, the problem is that they all want to be paid right now.
Another thing. . . Can Citibank attach my credit without providing me proof of debt? How do I protect myself from this?

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i was recently credit-approved last friday oct 31 for a citibank grad plus student loan. how long til i get $?

admin — Sun, 23 May 2010 04:16:20 +0000

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was co-signed, and when I called today to ask, I give very vague answers (from 2 days to several weeks). said they must go through a sponsor before, although all the credit check is done.

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Will any of these student loans lenders might give me trouble?

admin — Tue, 11 May 2010 04:16:50 +0000

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You know how when some credit cards do bad things, word gets around and people start talking on the Internet and other warning to get this cuz credit card interest rate increased NEVER no reason, etc. and finally getting a bad reputation yes, one of these student loan borrowers any substance in the shadow of their past: Wells Fargo, Chase, Citibank,

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Where can I get a good deal on consolidation for my private student loan?

admin — Fri, 07 May 2010 04:19:05 +0000

Image taken on 2009-08-21 10:03:08 by BrockLi.
I have loans with Citibank Student Loan Corporation, through and I think they are very generous with themselves. I have to pay a huge 8. 250% of principal balance 46 000. I can do better?

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Is Citibank is good bank to take out a private student loan?

admin — Thu, 29 Apr 2010 04:14:32 +0000

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Any opinions? What is the base rate? Me trying to capture my interest and 4. 75% earlier, what is that on any given day?

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Aggregate limits on private undergrad student loans?

admin — Sun, 25 Apr 2010 04:21:31 +0000

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I heard from Chase, Citibank, and some others that the overall limit is 120 000 for private student loans undergrad. But my college is very expensive and take little or no federal aid for my tuition. I’m worried about my limit before hitting laureo.Ci undergrad students are private loans in aggregate more than 120,000? Or is this number for all? I could have sworn that a few years ago when I was looking at schools that the threshold was higher. . .

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what is the best bank to consolidate student loans through?

admin — Wed, 21 Apr 2010 04:16:55 +0000

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We need to consolidate my federal loans and bank loans sudent, which is the best. Citibank’m looking now. Does anyone have any other suggestions? Thank you. !

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Can I receive federal aid for a grad certificate? Why would a school only of private loans to pay for school?

admin — Sat, 17 Apr 2010 05:22:33 +0000

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The school is accredited (University Irvine Extension CAL), but on their website for the program only offer private student loans under the credit from Citibank and Wells Fargo. And order 690 Why not offer other types of financial options to pay for school?

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Are private student loans a good idea for my situation?

admin — Tue, 13 Apr 2010 04:18:42 +0000

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Hey guys. I tabled my FAFSA and are eligible for any federal loans, so I had to sign a student loan privati.Ho petitioner cooperation with Credit good enough (credit score over 700), and here’s the kicker, I do not really have the money to pay for it, but the stock (it would be a rate higher though). However, I thought about taking a student loan because you can make small payments over a long period of time. However, it seems that many people regret taking these loans, both luogo.Così, some questions: 1. It’s a good idea to get a student loan? 2. What lender do you recommend (so far I “m looking at Sallie Mae, Citibank and Access); 3. There is an automatic bill payment to creditors of those student loans and that this prevents me from having a higher interest rate? 4. On what interest rates can have a private student loan? Thank you all for your help.

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