Zero Debt for College Grads: From Student Loans to Financial Freedom
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Product DescriptionAs the cost of a college education continues to increase at a rate of about 9% annually—nearly three times the rate of inflation—more and more college students are taking out loans to cover tuition, fees, and other expenses. Median undergraduate student loan debt is currently close to $20,000, and graduate students end up with an additional $32,000 in debt upon graduation. Pile on thousands more in credit card debt, and many college students today graduate with . . . More >>
Zero Debt for College Grads: From Student Loans to Financial Freedom
Tags: college, Debt, Financial, Freedom, From, grads, Loans, Student, Zero
December 1st, 2009 at 1:16 pm
The goals this book sets out to achieve are noble: giving good advice to college graduates on how to reduce debt and live a financially sound life. However, I see little reason to pay even [. . . ] [. . . ] because it can mostly be found for free on the internet or by using a bit of common sense. Luckily, you’ll find some right here:
[. . . ] Don’t buy this book (or other worthless pieces of garbage). Save your money and pay down your debt.
There, I just saved you 10 bucks.
Good luck everyone!
Rating: 1 / 5
December 1st, 2009 at 1:55 pm
I purchased this book because I am a recent college grad with more debt than I would like. While I was reading I was hoping more for how to get out of debt sooner as opposed to what the book was trying to do and that is getting a person’s credit back on track. I still like the book though because of Khalfani’s tips of do’s and don’ts for managing finances. I would mostly recommend this book if you are in financial hardship rather than if you are just looking for ways to better control debt.
Rating: 4 / 5
December 1st, 2009 at 4:16 pm
Personal finance expert and television personality Lynnette Khalfani presents Zero Debt for College Grads: From Student Loans to Financial Freedom, a guide that lives up to its title. Written in plain terms for readers of all backgrounds, Zero Debt for College Grads covers money management lessons not taught in school, how to negotiate with a lender for better terms on a loan (or with an employer for help with loan repayment), determine what to do if immediately paying off a loan is not possible, clear up defaulted loans, establish a good credit rating, and much more. The tips range from cutting housing, transportation, and clothing costs to earning extra money at home (sell extra stuff, get a roommate or tenant, and itemize your deductions) to the pros and cons of loan consolidation to how to wipe out the plague of credit card debt. A “must-have” for anyone about to graduate from college.
Rating: 5 / 5
December 1st, 2009 at 6:15 pm
SO FAR SO GOOD – NOT ALL THE WAY THROUGH THE BOOK YET, BUT I DO THINK I FOUND UNCLAIMED MONEY ON THE RECOMMENDED WEBSITE AND HAVE ALREADY SUBMITTED MY CLAIM TO THE STATE TREASURER. GOOD TIPS INSIDE, WORTH THE READ FOR THE SMALL COST – ESPECIALLY IF YOU DON’T UNDERSTAND HOW YOUR STUDENT LOANS WORK.
Rating: 4 / 5
December 1st, 2009 at 8:17 pm
I recommend any one with college debt or any considering going to college to read this book. Its wonderful. I have alot of debt and this is helping eliminate it quicker thank I thought. Thanks!
Rating: 5 / 5